Give customers a polished way to calculate, check eligibility and apply, and give your credit team a console to underwrite, disburse and collect.
Instant EMI, total interest, prepayment savings and "how much can I borrow?" based on income and FOIR.
Four-step flow with product-specific document checklists and an instant "pre-approved" indication.
Customers see status, next steps and, once disbursed, their schedule, EMI payment and prepayment simulator.
Bureau score, FOIR, policy checks, document verification and notes, with a suggested decision for each file.
Outstanding, DPD buckets, NPA, promises to pay and reminders.
Change rates, limits and fees in the console and see them reflected on the customer site immediately.
Visitors adjust the amount and tenure, see their EMI, and apply in a few taps, with the loan type, amount and tenure carried across.
Every application shows score, FOIR, policy results and documents side by side, with a suggested decision and an audit trail of notes.
See every overdue account by days past due, log a promise to pay, send a reminder and track the NPA ratio before it becomes a problem.
Set rates, limits, fees and your credit policy. Your branding on the customer site.
Customers calculate, check eligibility and apply. You see every file arrive in the queue.
Decide with the evidence on one screen, disburse, and collect against the schedule.
Sample pricing for this concept build.
No, in this demo a pseudo-score is generated from the PAN and income so you can see the rules engine work. A production build would call a credit bureau.
Yes. Minimum score, maximum FOIR, product limits and rates are all configurable and take effect immediately.
The demo creates the loan, shows the amortisation schedule and records EMI payments. Production adds bank-rail disbursal and NACH/UPI mandates.
In this demo all data stays in your browser. A production system would use encrypted storage, role-based access and audit logs.
Submit an application on the customer site, then review and disburse it in the console.
Start on the customer site